Artificial intelligence reaches the one hundred billion market AI + financial leader?

: Technology can always bring colorful surprises to this world. The prevalence and prosperity of artificial intelligence technology in machine learning, natural language processing, and robotics are becoming an important opportunity for the fourth industrial revolution. At present, artificial intelligence has become a new enthusiasm for science and technology. In this container, which is regarded as human wisdom, it contains a market of one hundred billion yuan, and it has also become the most cutting-edge technology innovation language for the next generation.

Has risen to the national strategy of artificial intelligence. The 2017 National Conferences were written for the first time in the government's work report. The White House released three heavy reports to illustrate the future of artificial intelligence development in the United States. In Europe, it is the most concentrated region in developed countries. A large number of artificial intelligence startups were born. Driven by market trends and policies, artificial intelligence is entering an important period of development and the industry broke out at a critical point.

Based on artificial intelligence outlets, Zhirong Group, which has just completed the group strategy upgrade with the Qianbao brand, is a Fintech innovation company that is adept at using AI technology to improve the efficiency of financial risk control, effectively reducing overdue rates, and complying with market development. At the press conference on March 28th, Zhirong Group announced the completion of the C round of financing. This round of financing was led by BRIC Capital, China National Gold Medal, National Kejiahe, Source Code Capital, Innovation Factory, Guangxin Capital and other institutions. The total financing amounted to 466 million yuan (67.841 million US dollars). It can be seen that financial artificial intelligence is not only highly regarded by the market and users, but also the capital market.

Artificial intelligence reaches the market of hundreds of billions, and AI+ Finance leads the way

The reason why artificial intelligence has such a great charm and market is that artificial intelligence technology can replace many human resources, and at the same time, it can achieve high-efficiency goals. Therefore, artificial intelligence can be reconstructed as a commercial form in areas such as finance, automotive, media, retail, medical, and education. Data shows that the global AI market will have a scale of approximately 119 billion renminbi in 2020, of which the artificial intelligence market in China will be approximately 1.26 billion renminbi in 2015. According to the market growth rate forecast, the artificial intelligence market in China will reach 9.1 billion in 2020 with an annual growth rate of approximately 50. %. Artificial intelligence can be said to be sweeping across the globe with the development of supersonic speeds, and with the recent article in the Financial Times that artificial intelligence is called "new production factors."

As the mother of all industries, the financial industry has become the forefront of artificial intelligence applications due to its huge tolerance and innovation. As everyone knows, every development in the financial world has a great correlation with the application of science and technology. AI+Finance has long been fully involved in the wave of smart investment, automatic wealth management, and intelligent risk management. Compared with AI application prospects in other fields, the global financial market has a number of $294 trillion in financial assets. Due to the high data quality and clear demand, finance is called one of the most promising applications of artificial intelligence. Therefore, financial artificial intelligence is an outlet in the air. AI+ finance has already taken the lead.

Li Kaifu, Chairman of the Innovation Workshop, said: “With the development of artificial intelligence technology and the application of industries, artificial intelligence will generate tremendous economic value. Among them, the financial sector will be one of the areas in which AI has the fastest commercial value, and emphasizes that No one can quantify the number of robots in a quantitative transaction, and the robot screening project is not necessarily more error-prone than an investment team. Therefore, in the financial field, artificial intelligence can obtain direct commercial returns."

In the Fintech warship, which consists of big data, cloud computing, blockchain, and artificial intelligence, artificial intelligence belongs to the forward unit. In the financial market, AI can simulate the functions of humans, and it can realize mass customization and personalized service to customers. It will have a profound impact on the high-end financial services value chain, and artificial intelligence will become the decision bank to communicate customers and discover customer finances. The important factor of demand. It will bring a new round of restructuring to financial products, service channels, service methods, risk management, credit financing, and investment decisions. Financial artificial intelligence can be used at the front-end to serve customers. It supports decision-making in credit granting, various types of financial transactions and financial analysis, and is used in the background for risk prevention and control. It will dramatically change the current financial landscape, financial services ( Banks, insurance, wealth management, lending, investment, etc.) are more personal and intelligent. At present, Alibaba, Bank of Communications, Ping An Group, and the world's leading financial giants have already penetrated artificial intelligence technology into all aspects of various products.

With Qianbao to upgrade Zhirong Group, AI is favored by capital

The beauty of finance lies in the magnitude of the market and the inability to monopolize the property. China is the world’s second largest economy, global financial technology Fintech’s largest market, and the world’s new financial center. This gave financial technology Fintech start-up companies, bringing a strong suction effect. In the innovation of Fintech technology, the financial technology unicorn is born continuously and gains a lot of capital and users in the market.

Regarding the future of AI and its application value in the financial market, Zhi Ke, founder and CEO of Zhirong Group, stated: "For small-scale, high-frequency and high-standardized financial services, artificial intelligence has a natural advantage. First, the machine can Processing large amounts of data can greatly improve service efficiency. Secondly, machine learning is extremely fast. Artificial intelligence-based models can achieve high-frequency optimization iterations. Third, machines have obvious advantages in anti-fraud and greatly increase system security. Sex."

As a matter of fact, financial products such as internet finance, consumer finance, microfinance, private equity funds, hedge funds, and precious metals, during the transaction, a large number of manual audits, artificial risk control, and artificial market trends are forecasted. In the present, it is difficult to satisfy users. Financial needs. Artificial intelligence can rely on precision, rationality, and precipitation based on big data. It can be used in depth in many aspects of the whole process of financing, lending, and borrowing to achieve safety, efficiency, and convenience.

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